Business Credit Report Repair
Consumer Laws do not apply to Business Credit
A major challenge when disputing business credit is that there are few to no laws that govern the dispute process. Consumers are covered under the Fair Credit Reporting Act (FCRA). There is no law for business credit.
To make disputing business credit reports more difficult, the credit issuers do not have to tell you where they got their data that caused them to decline your business. A big part of the challenge is finding out who is reporting the bad information about your business. We can help.
With no laws to protect the business owner and no standardized way to dispute with Equifax, Experian, and Dun & Bradstreet it increases the frustration of disputing erroneous information. RGV Business Builders and their referral law firms have expertise in challenging incorrect information showing against the business.
Fix Business Credit
RGV Business Builders will manage the debt validation and dispute process with Experian, Equifax, and Dun & Bradstreet business credit reporting agencies. We begin by analyzing your current credit reports. We will make recommendations based on your feedback. We will write and send the letters to each entity above. Letters will come back to us and we will email you the results. We take care of everything for you.
Ultimately, some of the issues will have to be corrected with the creditor issuing the negative reporting. Many creditors will accept a pay for delete where you pay them some settlement and they will remove or correct the reporting to the credit bureaus. We will handle this transaction for you and make sure that the whole agreement is in writing before you pay the creditor any money.
Finally, for any issues that may require an attorney to assist with – we can refer to attorneys across the State of Texas and the United States that can assist you. They offer affordable flat fee pricing.
Monitor Business Credit
Constant monitoring of your business credit report is a must in maintaining your business credit. We will monitor with you our preferred business credit monitoring tool. When negative information appears, we quickly challenge it. We will provide constant updates to keep you apprised of the status